One of the most discussed topics in the field of business and technology is cybersecurity. Cybersecurity refers to the process and recurring practice of securing data, computers, and networks from abuse and misuse. Businesses such Car Jumpstart Orlando implement cybersecurity measures to protect themselves from external attacks and other threats. Data that needs to be protected include contact information, credit card numbers, passwords, bank account information, driver’s license, social security numbers among others.

Cybersecurity doesn’t have to be too complex and there are some basic terms you need to understand.

Authentication

Authentication is simply the process of making verification of who you are. A good example happens when you want to log in and your passwords provide the authentication to verify you are the right person to be given access to what you want to get into.

Backup

Back up refers to the process of transferring important data to secure locations such as cloud storage or an external hard drive. The work of backups is to let you recover your systems to a healthy state, should there be any form of harm that affects your data.

Data Breach

Another important term we need to familiarize ourselves with is a data breach. Data breach refers to the moment a hacker gains unauthorized access or entry to the company’s sensitive information. One of the ways to ensure unauthorized persons do not get access to sensitive material is through authorization.

All businesses should have a substantial investment in preventive cybersecurity solutions. These include the implementation of systems and the process of adopting good cybersecurity habits which help in protecting networks and computers from outside threats.

If you are running any business and you want to secure your data, here are some of the best ways you can go about it;

Antivirus software

Antivirus software is the layman equivalence of taking a vitamin C boost when faced with the flu. It is a preventive measure used in monitoring bugs. It works to detect viruses on computers and network applications and removes all viruses found. It also helps in alerting you on any potential unsafe web pages and software.

Firewall

A firewall is simply a digital wall that helps in keeping malicious users and software out of your computer. It makes use of filters that assesses the safety and legitimacy of everything that wants to enter your computer. A firewall acts as an invisible judge that sits between you and the internet and determines what is harmful or not, for your computer.

Two-factor authentication

Two-factor authentication includes the login process that requires a username or a PIN and access to an external device or account be it an email address, phone number, or security software. Two-factor authentication requires users to confirm their identity through both, and because of that, it presents a far more secure authentication than a single one.

Another way of ensuring security on your computers and networks is through the use of a virtual private network, which is commonly known as a VPN.

In general, the idea of buying a new car is enticing. You are getting a car fresh from the manufacturer, with all warranties and great performance and you won’t worry of it breaking down soon to warrant calling for tow truck rescue. You want to be the first person ever to drive that vehicle. While this could be the reason first-time buyers could prefer new cars, it is worth noting that the costs involved are probably not the lowest; hence, you might need to make a close comparison with the expenses of purchasing a used car. The National Automobile Dealers Association notes that an average United States’ citizen owns approximately thirteen cars in his lifetime. Suppose each of these cars was three years old, it could have been possible to save about $130,000 in your lifetime. Typically, the real money-saver is wrapped up in a financial word that sounds a little bit sinister: depreciation.

Depreciation: The dirty little secret of buying a car

Once you get to understand how the depreciation of your car can suck a significant amount of money from your wallet, you will learn a useful trick to save so much money in your lifetime that you probably won’t believe. Typically, there is a general belief that a car loses about 20 percent of its total value immediately you buy it. That is, just a gleeful drive and about a fifth of its total price cannot be recovered if you decided to sell it. For instance, if you bought a car for about $30,000, you have already lost $6,000 simply because you have owned it! You might not feel the hit immediately; the effect is felt much later when you decide to sell it. By the end of the first year, you are likely to lose more than 30 percent of the value.

Old stigmas of used cars

Traditionally, there was a general belief that buying a used car was typically buying the problems of other people. Today, this notion has greatly changed. The dependability and reliability of cars have significantly improved. It is relatively common for used cars to deliver up to 100,000 miles before you are required to inject money for major repairs. Besides, every car needs regular maintenance to help it run in a perfect condition. This includes aspects like oil changes, rotation, and replacement of tires, air filter cleaning, brake jobs, regular checking of coolants, among others. Therefore, whether it is a used car or a new one, you still need to perform this maintenance checks. The service gained from that is prolonged and efficient productivity.

Advantages of used cars

There are so many advantages associated with the acquisition of used cars as compared to new ones. First and foremost, the purchase price is far much lower due to the aspect of depreciation. As discussed earlier, an average new car depreciates at a rate of about 30 percent during the first year. Mark you; this is not the only advantage. Take a look at the following:

Car insurance rates are far much lower: Ideally, a car that has less value costs less to insure, especially when the packages being purchased are a collision and comprehensive coverage.

The registry renewals are relatively cheaper: The fee for registering each used car goes down after every one year.

Less stress: You probably do not go through so much stress when you get a ding in the door of your used car. However, if this happens to a new car, it is probably the first dent your car has experienced.

The advantages of new cars

Even though nearly everything about the used cars seems to cost less, new cars also come up with significant advantages. Some of them are discussed below.

The shopping of a new car is easier: There is a general assumption that all new cars are perfect. Therefore, the evaluation aspect is not a primary factor during the process of purchasing. You do not need to incur costs by conducting a mechanic. It is also easier to figure out how much you should pay for a new car because the information is all over the internet. However, it is worth noting that the process of negotiation is not the easiest.

More financing options: You will probably be able to access loans easily because of the available incentives for new cars. The interest rates involved are way better.

Advanced technology: Technology is advancing every day. Subsequently, more efficient cars are being invented.

Therefore, the choice is solely yours. Make the necessary comparisons and choose the right option.

 

If you are there wondering how you can start a car related business, be it a limousine service, taxi or just a  towing company, you need to understand the procedure. Like any enterprise, the first thing you must consider is to write a well-crafted business plan that will help you come up with a successful company. It helps to shape your ideas, objectives, and goals. Besides, you will be in a better position to carry out research on the cost of equipment, the potential income, the requirements of insurance, the regulations of the state, those you will be competing with and the expected market campaigns. Moreover, you will require a business plan to apply for outside funding in case you need start-up capital, for instance, small business loans and grants. So, how do you come up with a business plan for a towing company? The following tips can help you develop a perfect business plan. [Read more…]

One of the biggest shopping tests you will face is buying a car. This is because your vehicle is probably among your most expensive items you will possess. In life, we make different wrong choices, be it towing mistakes, relationship or investment mistakes and we come to regret later. For this reason, before you decide which vehicle to purchase, you should do a thorough research that will help you make the best choice. Here are five common mistakes people make when purchasing a car.

Shopping without budgeting for what you can afford

Before going out to buy a car, ensure you first understand where your budget lies. This helps you to avoid incurring unnecessary costs or spending too much of your time looking for cars that you cannot afford. Besides, if you do not research on the cost of your anticipated car, you might end up buying it at a price that is far higher than the market price. The aspect of financing applies to both new and used cars. It is important to maintain confidence in the whole process.

 

Failure to negotiate on price

If you are purchasing a used vehicle, it is common that the asking price is simply a starting point where your negotiations should begin. Most car sellers do not have a fixed price; they already expect you to bargain. Failure to do it, the chances are high that you will end up paying thousands of dollars more than you could have avoided. You may need to inspect the vehicle before you begin the negotiations. This is because it will help you point out some issue that could be strong bargaining points. If you think you are weak in negotiations, you might need to hire a vehicle sourcing service to do it on your behalf.

 

Failure to do a test drive

This is a common mistake made by a significant percentage of car buyers: making up your mind even before doing a test on the vehicle. Before you decide whether or not to buy a car, ensure you get behind the wheel and keep your mind as open as possible. Not if there is anything that feels odd both at fast and slow speeds. Do not forget to drive it on both smooth and bumpy roads to test its efficiency and behavior. Check the functions of the dashboard to see effectiveness. Finally, assess whether it is comfortable for both the driver and the passengers.

 

Failure to get a mechanical test

During test driving, there are some deficiencies you might not realize that only an expert mechanic can. The complexity of cars is something that not every person can understand. Accessories like the stereo, air conditioners, speedometers and heated seats need to be examined carefully before making a decision to purchase.

Not shopping around

Before you buy a car, do not get fully convinced by the first option you get. Try to look around to see if there are other cars that are in better condition or lower prices. By doing this, you will have a standard through which you can consider your options.